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Home Mortgage and Finance

Have you heard of the Section 184 Indian Housing Loan Guarantee Program?

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Have you heard of the Section 184 Indian Housing Loan Guarantee Program? The program was designed to offer home-ownership and rehabilitation opportunities for eligible Native American individuals, families, Tribes and Tribally Designated Housing Entities (including Indian Housing Authorities) on their native lands and within an approved [...]

What is a short sale?

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A short sale is a situation when the current owners of a home owe more than the home is worth and are behind on mortgage payments. Since they can't sell the home and get out from under it, as an alternative, the homeowner can go to the servicer of their loan and ask them to accept less than what is owed on the home if the homeowner can find [...]

Buying a home in Denver is 56% cheaper than renting.

Buying a home in Denver is 56% cheaper than renting according to a new study by Trulia.com. I did a double take when I read this, like I imagine you might be doing now. Could that possibly be true? I knew the rental market in Denver was on fire, but so is the Real Estate [...]

What influences credit score and how important is it to buying a Denver home?

In the Real Estate industry, credit score is king. You can get a loan with an average credit score, but to see the absolute best rates possible, you really need to have a good or great credit score, something above 720. Getting above this magic number of 720 can change your interest rate by as much as a half percent and when you are talking [...]

Talking about insurance is really boring, but if you have an HOA ask about Special Assessment Insurance

When I was in high school, I was on my way out of the house when I heard my parents and some friends talking about insurance over cocktails. I thought, "If I end up talking about insurance over cocktails when I grow up, I really hope somebody takes me out back and shoots [...]

5 ways to get your Denver home to appraise for top dollar.

With the Denver market so hot right now, and with prices rising all over town, we are starting to see more and more appraisal issues once again. It isn't that the home isn't worth it, there simply aren't enough sales in the past 12 months to help support some of the prices we are seeing. This is causing more and more deals to crash and [...]

Aria Denver. Northwest Denver's most exciting new development.

Aria Denver

Aria Denver is coming, have you heard of it yet? It isn't often that a groundbreaking for a new residential development attracts the attention of the Mayor and plenty of news coverage. But when a development is as unique and impactful as Aria will be, it's certainly understandable why it's getting [...]

With litigation in the building, is it possible to get financing in the Glass House Denver?

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Is it possible to get financing in The Glass House right now? It is a problem I have been running into lately with some great new listings coming on the market in there and buyers wanting to buy, but having trouble getting financing. The answer is yes, you can get financing, but there are [...]
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