FHA mortgages are set to increase their mortgage insurance premiums come April 1st, 2013. While this might not have much impact on you if you have 5% or more to put down on your home purchase, for most first time home buyers, this is a significant [...]

With all the different programs available it's important to determine early on in the loan process which program is right for you. Each type of mortgage has different underwriting guidelines and down payment requirements. Figuring out which one makes the most financial sense can be tricky. How much money you have available for the down [...]

"I love my bank." That's said about as often as, "I hope I get the Swine Flu," and with good reason.

Four or five years ago, when the sky fell in the world of mortgage lending, banks understandably slashed their workforce. Now that rates are crazy low and demand for new mortgages and refinanced loans is crazy high, lenders aren't staffing up [...]

Can interest rates get any lower? I keep going to closing after closing and I'm amazed at the interest rates that buyers are currently getting. 2.75% for a 15 year fixed....seriously? That is free money folks, I can't imagine a better time to buy a house then right [...]