A recent study byFannie Mae,What Do Consumers Know About The Mortgage Qualification Criteria?, revealed that many consumers are either unsure or misinformed regarding the minimum requirements necessary to obtain a mortgage.

Let's break down three of the most seemingly daunting challenges:

Down Payment

Perceptions

Many renters have mentioned that the lack of an adequate down payment is preventing them from moving forward with the purchase of a home. According to theFannie [...]

What will the Denver Real Estate market do in 2016? Every year about this time, I collect all the data I can, read every article I can find about the Denver market the year before and predictions for the following year, poll all the agents I know, and then try my very best to predict what will happen with the market that [...]

December was an active month for the housing market in the Denver metro and surrounding area, with a strong month-over-month increase in sales.

Home sales saw a jump in December, with 4,436 homes closing, a month over month increase of 31 percent and year over year increase of two percent. During the month, 3,174 single family detached [...]

It's that time again...when we're making our lists of goals and New Year's Resolutions and vowing to improve our lives by losing weight, saving money, organizing our closets and getting our bootys to the [...]

"To buy or to rent?"

That seems to be the question lots of people are wrestling with these days with interest rates still near historic lows and the housing market continuing to gain strength in most communities. If making a move is on your list of 2016 goals or resolutions, you might be wondering whether it makes more sense to rent a new [...]

We all heard that the Federal Reserve raised its benchmark interest rate yesterday. If you're planning to buy a home soon, put down that canof Dinty Moore stew and climb on out of your doomsday bunker. The sun will indeed come up tomorrow. Your mortgage rate is not directly tied to that Fed [...]

Is a biweekly mortgage payment plan a good idea? This is a question I've been getting often from buyers right after they close on a new home which makes me think that mortgage companies are really pushing these programs now. A biweekly mortgage payment plan essentially means that you makehalf your mortgage payment every two weeks. The idea [...]

As we wrap up 2015 and dive head-first into planning personal and financial goals for the New Year, we came across this informationand thought it was worth the share. Pleaselet us knowif we can help you with your Real Estate, home ownership, and investment goals, or if you have questions about what might be the best strategy for you as you [...]