Live where the mountains meet the water: this Stagecoach home delivers a rare mix of main-level convenience, income-producing flexibility, and room to expand. The .38-acre lot borders the community trail system, and is perfect for hiking, cross country skiing and biking straight from your backyard. Stagecoach Reservoir and its renowned tail waters fishery are just minutes away for boating, paddling, and world class, year-round trout fishing. Steamboat Resort's ski slopes and vibrant downtown offering shopping and dining are roughly a 25-minute drive. The quaint town of Oak Creek is just minutes away as well. The main level of the home features a spacious primary suite, a second ensuite bedroom, and a kitchen finished with a pantry, Corian countertops, maple cabinetry, and GE Profile appliances. A dedicated office/laundry room adds everyday function, a half bath adds convenience, and LVP flooring runs throughout for easy upkeep. Front and rear Trex decks offer views of Young's Peak and Blacktail Mt. The full basement adds serious value: it's partially finished with a wet bar area and pre-wired for a big-screen TV. Painted concrete floors cover the unfinished section, which leaves the door wide open for a future rec room, home gym, or additional bedrooms, on your own timeline and budget while offering tremendous storage space today. Additionally, there's the detached three-car garage, with a studio apartment finished with granite counters, ample cabinet space, and laundry. A turnkey setup for guests, extended family, or a rental unit. An insulated shed handles the overflow storage every mountain property needs, and the fenced backyard is ready for dogs and outdoor living. Furniture is negotiable offering a turnkey option. The built-in flexibility of this layout, access to world class recreational amenities, and future expansion possibilites make this a must see whether you're settling in full-time or building your Colorado mountain getaway.