Tucked along the banks of the Yampa River in the sought-after Dream Island community, this oversized 3-bedroom, 2-bath home offers a rare blend of space, setting, and lifestyle in the heart of Downtown Steamboat Springs. Sold unfurnished and thoughtfully updated, the home features newer roof and siding (approximately 8 years old), a brand-new pellet stove paired with forced air heat, in-unit washer and dryer, and a new sliding glass door that opens to your private outdoor retreat. Step outside and the magic really begins. Enjoy a fully fenced yard, a generous riverside deck perfect for entertaining, a storage shed, and a beautiful mature evergreen that adds both shade and charm. Imagine floating down the Yampa from the Walton Creek put-in and stepping right into your own backyard for a sunset barbecue. Dream Island is a pet-friendly park, welcoming your canine companions, and the monthly lot rent of $1,356 includes trash, snow removal, and two dedicated parking spaces. Financing may be possible, as the current owner holds a mortgage on the home. All this just moments from downtown amenities, dining, and recreation-offered at an attractive entry level price! Buyers must apply and be approved by Dream Island management prior to offer acceptance.